Healthcare and Bankruptcy

On the campaign trail, Barack Obama frequently cited research showing that medical expenses were a contributing factor in 55% of all personal bankruptcies.  A new study says he was wrong. It was actually more than that:

The study found that medical bills, plus related problems such as lost wages for the ill and their caregivers, contributed to 62% of all bankruptcies filed in 2007....Medical insurance isn't much help, either. About 78% of bankruptcy filers burdened by healthcare expenses were insured, according to the survey, to be published in the August issue of the American Journal of Medicine.

....Most people who filed medical-related bankruptcies "were solidly middle class before financial disaster hit," the study says. Two-thirds were homeowners, and most had gone to college.

The study does not suggest that medical expenses were the sole cause for these bankruptcies, but it does identify them as a contributing factor. The increase in such filings occurred despite a 2005 law aimed at making it more difficult for individuals to seek court protection from creditors.

Among bankruptcy filers, those without insurance reported average medical expenses of $26,971.  Those with private insurance reported average medical bills of $17,749.

City Birds Sing Louder, Faster

Seems like big city life is faster, even for the birds. A European survey of songbirds has found that city birds sing louder than their country brethren. City birds tweeted faster, and preferred to sing songs that were shorter in duration than birds from the 'burbs. (Maybe all the urban excitement reduces their attention span?) The study also revealed that songbirds prefer to mate with birds who sing similar songs: so country birds are attracted to the slow, longer, lower-pitched songs, and city birds want a mate who can belt it out high and fast and loud. The scientists have theorized that avians in urban areas sing at a higher pitch to be heard above background noises like traffic and construction. If these street-savvy birds are pushed into the country because of changing climate, though, they may have to change their tune.

Former Virginia Senator George Allen, whose 2006 "Macaca" speech turned into the most famous online gotcha video of all time, has resurfaced after a long political quiesence--and, of all places, online. In a new Web video for the American Energy Freedom Center, which he now leads, he replaces a brown-skinned menace with hints of a green one: Climate legislation. The video appears to be the first installment of what Allen describes as monthly "kitchen table talks" in which he'll "tell people the truthful story about America's energy potential."

The American Energy Freedom Center draws upon an oily pedigree. It is a partner group of the Houston-based Institute for Energy Research, which is funded in part by Exxon-Mobil and is headed by Robert Bradley Jr., who worked as a public policy director at Enron and a speechwriter for CEO Ken Lay.

So why have these guys turned to Allen? According to the Center for Responsive Politics, before Allen lost his Senate seat in 2006, he was Congress' number 3 recepient of campaign cash from the energy sector . Over his career he raised $1 million from energy companies, including $19,400 from Exxon Mobil. He also brings strong connections to other lawmakers as a former presidential hopeful, chair of the National Republican Senatorial Committee, and member of the Senate Energy and Natural Resources Committee, which plays a key role in crafting energy legislation. Moreover, as of 2006 Allen had personally invested somewhere between $100,000 and $200,000 in energy companies.

In short, he doesn't seem like the kind of guy I'd trust to sit in my kitchen and tell me how America should "promote the clean, creative, and thoughtful utilization of American energy." But here's his pitch, complete with a nifty lapel pin:

 

Will the Uighurs Be Released?

Here's a peculiar story from Bloomberg:

Some of the 17 Chinese Uighur Muslims being held at Guantanamo Bay, Cuba, will likely be released in the U.S. in an effort to convince other countries to accept prisoners from the detention facility, according to current and former American officials.

Why peculiar?  Because there's not even a smidgen of backup for this claim in the rest of the story, which runs to over a thousand words.  There's one speculative quote from a Bush-era legal advisor and that's it.  Nothing from current American officials at all.  All in all, the story gives no reason to believe that the Obama administration is any closer to releasing any of the Uighurs into the U.S. than it was a month ago.

Still, I'd like it to be true.  So here's hoping there's more to this piece than meets the eye.

It is conceivable that the materials used to construct parts of the Airbus 330 might have been a factor in the loss of Air France 447. While we may never know for sure whether structural issues contributed to the plane’s plunge into the Atlantic, the crash raises urgent questions that reach beyond even the untimely deaths of 228 people: Composite aircraft parts figure more and more in the future of commerical aviation, with the two biggest manufacturers preparing to roll out high-composite-content jets next year.

These carbon-fiber composites–basically, a form of plastic–are lighter than the aluminum they replace, which stands to cut down signficantly on fuel costs. But any weaknesses in parts built of composite may be impossible to detect during routine ground inspections–at least without costly testing methods that the manufacturers insist are unnecessary. 

If critics of the new high-composite-content aircraft are right about their risks, then we may once again be facing a situation where the corporate profits of the aerospace and airline industries are placed before public safety, while the government declines to intervene.

This is not the stuff of conspiracy theories. Warnings about the possible safety risks of composite materials in aircraft construction have been issued by a number of engineers and experts, and by no less reliable a source than the Canadian Transportation Safety Board (CTSB). A 2007 article in the New Scientist discusses a report by the CTSB that reveals problems with composite materials used in the Airbus, and their role in a 2005 midair crisis. Most troubling is the report’s conclusion that such structural problems often remain undetected using current methods of safety testing.

Over at Inside Higher Ed, there's a fascinating account of how in 2008 Clemson University climbed from 38 to 22 in U.S. News and World Report's annual rankings. The post quotes Catherine Watt, Clemson's director of institutional research, who was surprisingly forthcoming at the annual forum of the Association for Institutional Research in Atlanta, noting that "We have gotten really good press. We have walked the fine line between illegal, unethical, and really interesting.”

According to Watt, Clemson raised its ranking with the following ethically murky tactics:

 

Lessig's Change Congress Targets Dem Senator

Last week, copyright guru Lawrence Lessig's Change Congress organization, which hopes to reduce the influence of money in politics, accused Sen. Ben Nelson (D-Neb.) of undermining Americans' faith in politics by creating the appearance of corruption.

What exactly did the Senator do wrong? Well, Nelson accepted over $2 million in campaign cash from the insurance industry. He also happened to embrace the industry's position on health care reform, declaring his opposition to giving Americans the option of a government-run health care plan. (Nelson has since hedged a bit.)

Democratic Love for Reagan

There's been a lot of Ronald Reagan worshipping going on in Washington this week--among Democrats. On Tuesday, President Barack Obama signed a bill that will create a commission to plan events to celebrate what would have been Ronald Reagan's 100th birthday in 2011. Launching the commission, Obama said,

President Reagan helped as much as any president to restore a sense of optimism in our country -- a spirit that transcended politics, that transcended even the most heated arguments of the day. It was this optimism that the American people sorely needed during a difficult period -- a period of economic and global challenges that tested us in unprecedented ways.

New Cartoon Low: Sotomayor as Pinata

We've all seen the monkey cartoon, and now, a new low in satirical racism. Sure, cartoons are meant to be provocative and controversy is bound to arise, but this is absurd:

Some Oklahomans are outraged, if you are too give The Oklahoman a call: (405) 475-3311.

Spotted on Feministing.

Twitter v. Real Life

According to some new research out of the Harvard Business School, 10% of Twitter users account for 90% of all tweets, and the median number of tweets per day is 0.01.  That makes me above average!  Barely.  I think my last tweet was sometime in April.

What's more, in news that should surprise no one, men who tweet generally pay more attention to other men.  Even though women outnumber men on Twitter, and even though men and women tweet at about the same rate, men still have more followers.  Why?  Gender solidarity, apparently:

Although men and women follow a similar number of Twitter users, men have 15% more followers than women. Men also have more reciprocated relationships, in which two users follow each other....Even more interesting is who follows whom. We found that an average man is almost twice more likely to follow another man than a woman. Similarly, an average woman is 25% more likely to follow a man than a woman. Finally, an average man is 40% more likely to be followed by another man than by a woman.

However, it turns out that the researchers are suprised by this because apparently it's unusual: "On a typical online social network, most of the activity is focused around women — men follow content produced by women they do and do not know, and women follow content produced by women they know."  Maybe so, though I suspect this might have to do with a massive bias toward teenagers in most social networks.  Certainly these results seem to match similar patterns in Usenet, chat groups, the blogosphere, and real life.  Frankly, I would have been surprised if men hadn't turned out to be pigs.

(Via Tyler Cowen.)