From Megan McArdle, after noting that virtually everyone these days is holding sales allegedly to help us all through the recession:
The one industry not ostentatiously offering to help me save money is the banking industry, which hasn't been trying to entice me into their savings vehicles with high rates and low fees. We have a long way to go before the American savings culture turns into what it should have been all along.
It's almost as if there isn't any real competition in the banking industry at all. Funny that.