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Ezra is obviously just pimping content from his new corporate overlords here, but today’s Washington Post chat about the credit card industry really does make for interesting reading.  One of the things that comes through loud and clear is that people are almost universally paranoid about their credit scores.  And why not?  We live in a modern economy in which credit is essential, but your access to credit is determined by a process that’s deliberately opaque, practically impossible to dispute, controlled almost entirely by credit issuers who make money when they lure you into practices that wreck your credit score, and wide open to fraud because the credit industry doesn’t really care about it.

My solution?  For starters, credit scoring companies should be required by law to be far more transparent about their practices.  Beyond that, though, we need to give them an incentive to start caring about fraud: if the credit industry wrecks your credit score by allowing fraud, it’s the credit industry that should pay the price, not you.  More here.

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is the first thing despots go after. An unwavering commitment to it is probably what draws you to Mother Jones' journalism. And as we're seeing in the US and the world around, authoritarians seek to poison the discourse and the way we relate to each other because they can't stand people coming together around a shared sense of the truth—it's a huge threat to them.

Which is also a pretty great way to describe Mother Jones' mission: People coming together around the truth to hold power accountable.

And right now, we need to raise about $400,000 from our online readers over the next two months to hit our annual goal and make good on that mission. Read more about the information war we find ourselves in and how people-powered, independent reporting can and must rise to the challenge—and please support our team's truth-telling journalism with a donation if you can right now.

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