Papers, Please


Megan McArdle writes about the loan paperwork she had to fill out before buying a home recently:

The underwriting standards have been very tight, in terms of the paperwork I have had to produce — in order to use money that we received as wedding gifts as part of our downpayment, for example, I needed to produce a copy of our license, an invitation, and the announcement from the Times.

Say what? Just the fact that you have money in a bank account isn’t good enough? And what would have happened if the Times had declined to print an announcement?

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