Here’s Yet Another Obamacare Non-Horror Story

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Here in California, we keep feeling the hammer blows of Obamacare. Thanks to the new law, our state’s largest individual health insurer is being forced to jack up insurance premiums for thousands of — oh wait. Let’s read the fine print here:

Thousands of Anthem Blue Cross individual customers with older insurance policies untouched by Obamacare are getting some jarring news: Their premiums are going up as much as 25%….Anthem Blue Cross said its plan to raise rates reflects that escalating healthcare costs are an economic reality industrywide.

The company said customers do have new options thanks to the healthcare law. “Many of the members affected here may be eligible for federal subsidies via the Covered California exchange and may have lower premiums if they decide to switch to an Affordable Care Act-compliant policy,” company spokesman Darrel Ng said.

Roger that. Premiums are skyrocketing for policies that have nothing to do with Obamacare. What’s more, Anthem Blue Cross is recommending that affected customers might want to check out the Obamacare exchange to see if they can get a better deal there.

This is yet another reason to be skeptical of claims that Obamacare is responsible for rate shock all over the country. It’s not a myth. It really has happened to some people. But the truth is that it affects only a small number of people; the horror story anecdotes routinely turn out to be either exaggerated or flatly false; and insurance companies have been jacking up rates for years anyway. They were going to do it in 2014 whether Obamacare existed or not.

HERE ARE THE FACTS:

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ONE MORE QUICK THING:

Our fall fundraising drive is off to a rough start, and we very much need to raise $250,000 in the next couple of weeks. If you value the journalism you get from Mother Jones, please help us do it with a donation today.

As we wrote over the summer, traffic has been down at Mother Jones and a lot of sites with many people thinking news is less important now that Donald Trump is no longer president. But if you're reading this, you're not one of those people, and we're hoping we can rally support from folks like you who really get why our reporting matters right now. And that's how it's always worked: For 45 years now, a relatively small group of readers (compared to everyone we reach) who pitch in from time to time has allowed Mother Jones to do the type of journalism the moment demands and keep it free for everyone else.

Please pitch in with a donation during our fall fundraising drive if you can. We can't afford to come up short, and there's still a long way to go by November 5.

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