Three Things to Know About Obamacare

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Here are three little public service announcements about Obamacare:

  • Enrollment is ahead of last year. But after the first week, things will get tougher. If you know anyone who uses Obamacare, tell them to get going NOW NOW NOW. Most of them have only until December 15 to sign up, and that will arrive sooner than they think.
  • Shop around! THIS IS IMPORTANT. The premium hikes due to Donald Trump’s elimination of the CSR subsidy have a very different effect on different plans. You might be able to get a bronze plan for free. You might be able to get a gold plan cheaper than a silver plan. If you’re lazy and just renew your current plan, it could cost you hundreds or thousands of dollars.
  • If you don’t get a subsidy, DON’T SHOP ON THE OBAMACARE EXCHANGE. Premiums have gone up a lot thanks to the CSR business, but if you go to a broker you’ll probably find off-exchange plans that aren’t affected by it. This could save you a ton of money. And if you don’t get a subsidy, there’s really no point to enrolling in Obamacare anyway.

Oddly enough, most people who qualify for subsidies will probably be able to buy health insurance more cheaply this year. But only if they shop around. I know that’s a pain, but it’s more important than ever thanks to Trump’s sabotage, and it means starting your shopping early. Be sure to spread the word.

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IT'S NOT THAT WE'RE SCREWED WITHOUT TRUMP:

"It's that we're screwed with or without him if we can't show the public that what we do matters for the long term," writes Mother Jones CEO Monika Bauerlein as she kicks off our drive to raise $350,000 in donations from readers by July 17.

This is a big one for us. So, as we ask you to consider supporting our team's journalism, we thought we'd slow down and check in about where Mother Jones is and where we're going after the chaotic last several years. This comparatively slow moment is also an urgent one for Mother Jones: You can read more in "Slow News Is Good News," and if you're able to, please support our team's hard-hitting journalism and help us reach our big $350,000 goal with a donation today.

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