Three Things to Know About Obamacare

Here are three little public service announcements about Obamacare:

  • Enrollment is ahead of last year. But after the first week, things will get tougher. If you know anyone who uses Obamacare, tell them to get going NOW NOW NOW. Most of them have only until December 15 to sign up, and that will arrive sooner than they think.
  • Shop around! THIS IS IMPORTANT. The premium hikes due to Donald Trump’s elimination of the CSR subsidy have a very different effect on different plans. You might be able to get a bronze plan for free. You might be able to get a gold plan cheaper than a silver plan. If you’re lazy and just renew your current plan, it could cost you hundreds or thousands of dollars.
  • If you don’t get a subsidy, DON’T SHOP ON THE OBAMACARE EXCHANGE. Premiums have gone up a lot thanks to the CSR business, but if you go to a broker you’ll probably find off-exchange plans that aren’t affected by it. This could save you a ton of money. And if you don’t get a subsidy, there’s really no point to enrolling in Obamacare anyway.

Oddly enough, most people who qualify for subsidies will probably be able to buy health insurance more cheaply this year. But only if they shop around. I know that’s a pain, but it’s more important than ever thanks to Trump’s sabotage, and it means starting your shopping early. Be sure to spread the word.


In 2014, before Donald Trump announced his run for president, we knew we had to do something different to address the fundamental challenge facing journalism: how hard-hitting reporting that can hold the powerful accountable can survive as the bottom falls out of the news business.

Being a nonprofit, we started planning The Moment for Mother Jones: A special campaign to raise $25 million for key investments to make Mother Jones the strongest watchdog it can be. Five years later, readers have stepped up and contributed an astonishing $23 million in gifts and future pledges. This is an incredible statement from the Mother Jones community in the face of the huge threats—both economic and political—against the free press.

Read more about The Moment and see what we've been able to accomplish thanks to readers' incredible generosity so far, and please join them today. Your gift will be matched dollar for dollar, up to $500,000 total, during this critical moment for journalism.

We Recommend


Sign up for our newsletters

Subscribe and we'll send Mother Jones straight to your inbox.

Get our award-winning magazine

Save big on a full year of investigations, ideas, and insights.


Support our journalism

Help Mother Jones' reporters dig deep with a tax-deductible donation.


We have a new comment system! We are now using Coral, from Vox Media, for comments on all new articles. We'd love your feedback.