Three Things to Know About Obamacare

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Here are three little public service announcements about Obamacare:

  • Enrollment is ahead of last year. But after the first week, things will get tougher. If you know anyone who uses Obamacare, tell them to get going NOW NOW NOW. Most of them have only until December 15 to sign up, and that will arrive sooner than they think.
  • Shop around! THIS IS IMPORTANT. The premium hikes due to Donald Trump’s elimination of the CSR subsidy have a very different effect on different plans. You might be able to get a bronze plan for free. You might be able to get a gold plan cheaper than a silver plan. If you’re lazy and just renew your current plan, it could cost you hundreds or thousands of dollars.
  • If you don’t get a subsidy, DON’T SHOP ON THE OBAMACARE EXCHANGE. Premiums have gone up a lot thanks to the CSR business, but if you go to a broker you’ll probably find off-exchange plans that aren’t affected by it. This could save you a ton of money. And if you don’t get a subsidy, there’s really no point to enrolling in Obamacare anyway.

Oddly enough, most people who qualify for subsidies will probably be able to buy health insurance more cheaply this year. But only if they shop around. I know that’s a pain, but it’s more important than ever thanks to Trump’s sabotage, and it means starting your shopping early. Be sure to spread the word.

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We've never been very good at being conservative.

And usually, that serves us well in doing the ambitious, hard-hitting journalism that you turn to Mother Jones for. But it also means we can't afford to come up short when it comes to scratching together the funds it takes to keep our team firing on all cylinders, and the truth is, we finished our budgeting cycle on June 30 about $100,000 short of our online goal.

This is no time to come up short. It's time to fight like hell, as our namesake would tell us to do, for a democracy where minority rule cannot impose an extreme agenda, where facts matter, and where accountability has a chance at the polls and in the press. If you value our reporting and you can right now, please help us dig out of the $100,000 hole we're starting our new budgeting cycle in with an always-needed and always-appreciated donation today.

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