Obamacare Premium Update

Charles Gaba has been diligently tracking requests for 2019 Obamacare premium hikes, and he’s got good news and bad news. The good news is that insurance companies are requesting lower rates this year. If things were normal, rates would be going down about 5 percent next year.

The bad news is that things aren’t normal. Republicans have been busily sabotaging Obamacare as best they can, partly by refusing to pay Cost Sharing Reduction payments and partly by eliminating the tax fine for not being covered. Insurance companies have to account for these uncertainties, and as a result the average premium request is about 4 percent higher than last year.

So there you have it. We could have had a 5 percent cut, but thanks to the endless Republican bitterness toward Obamacare, we’re getting a 4 percent increase instead. For those of you who are my age and aren’t receiving subsidies, that’s a difference of about $1,000 or so per year. Be sure to thank the Republican Party when you write the check.

For those of you who do receive subsidies, nothing much should change either way. Your premium will max out at a percentage of your income, and that’s that. Drink a toast to the Democratic Party when you write your check.


We recently wrapped up the crowdfunding campaign for our ambitious Mother Jones Corruption Project, and it was a smashing success. About 10,364 readers pitched in with donations averaging $45, and together they contributed about $467,374 toward our $500,000 goal.

That's amazing. We still have donations from letters we sent in the mail coming back to us, so we're on pace to hit—if not exceed—that goal. Thank you so much. We'll keep you posted here as the project ramps up, and you can join the hundreds of readers who have alerted us to corruption to dig into.

We Recommend


Sign up for our newsletters

Subscribe and we'll send Mother Jones straight to your inbox.

Get our award-winning magazine

Save big on a full year of investigations, ideas, and insights.


Support our journalism

Help Mother Jones' reporters dig deep with a tax-deductible donation.


Share your feedback: We’re planning to launch a new version of the comments section. Help us test it.