Debt Collectors: How Low Will They Go?

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Not only are local DAs farming out debt collection to sleazoids who then get to be pretend to be law enforcement officials, but guess what else? Debt collectors are now gunning after the dead. From the NYT: 

“The banks need another bailout and countless homeowners cannot handle their mortgage payments, but one group is paying its bills: the dead.

Dozens of specially trained agents work on the third floor of DCM Services here, calling up the dear departed’s next of kin and kindly asking if they want to settle the balance on a credit card or bank loan, or perhaps make that final utility bill or cellphone payment.

The people on the other end of the line often have no legal obligation to assume the debt of a spouse, sibling or parent. But they take responsibility for it anyway.”

You have to read the whole piece to understand just how scuzzy their methods are, especially at a time when so many are financially devastated. They give these operators special classes in faking empathy and other forms of emotional blackmail. The only bright spot is that about half of DCM’s grave robbers don’t make it past the first 90 days of torturing an unemployed person whose mom just died. Yoga and foosball is enough to get the rest of them through the day, though.

Imagine DCM going bankrupt (i.e. corporate death). Would it still pay the debts it had legally incurred but was no longer legally responsible for? Yeah, that could happen.

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THE FACTS SPEAK FOR THEMSELVES.

At least we hope they will, because that’s our approach to raising the $350,000 in online donations we need right now—during our high-stakes December fundraising push.

It’s the most important month of the year for our fundraising, with upward of 15 percent of our annual online total coming in during the final week—and there’s a lot to say about why Mother Jones’ journalism, and thus hitting that big number, matters tremendously right now.

But you told us fundraising is annoying—with the gimmicks, overwrought tone, manipulative language, and sheer volume of urgent URGENT URGENT!!! content we’re all bombarded with. It sure can be.

So we’re going to try making this as un-annoying as possible. In “Let the Facts Speak for Themselves” we give it our best shot, answering three questions that most any fundraising should try to speak to: Why us, why now, why does it matter?

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