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Want Health Insurance? Call Us Back When You're Homeless

Does living in a house worth $250,000 in Baltimore make a family of six rich? That's what conservatives seem to think.

After 12-year-old Graeme Frost helped Democrats lobby Congress to pass a bill expanding the State Childrens Health Insurance Program (SCHIP), conservatives vilified his family, claiming they were too affluent to qualify for the program. The state health insurance program helped pick up the tab when Graham and his sister were injured in a car accident that left them both in comas and hospitalized for five months. Because, among other things, they live in a house assessed at $263,000 (originally bought for $50,000) and make a little under $50,000 a year, critics seem to believe that the Frosts and their four kids were living high on the hog (and were apparently just too cheap to buy private insurance).

"Bad things happen to good people, and they cause financial problems and tough choices," Mark Steyn wrote on the National Review Online. "But, if this is the face of the 'needy' in America, then no-one is not needy."

The implication, of course, is that before getting any help from the government, the Frosts should have sold their home and everything else they own to pay the medical bills first. Aside from being highly irrational—a quarter-million dollars will barely buy a parking space in some parts of D.C., much less cover five months of hospital bills for catastrophic head injuries—what good is government-sponsored health insurance if you first have to become homeless and bankrupt before you're worthy enough to use it? The vicious attacks on the Frosts seem like a harbinger of things to come, unfortunately, should any democratic president actually succeed in getting some sort of health care reform off the ground.

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Posted by Stephanie Mencimer on 10/10/07 at 9:58 AM | E-mail | Print | Digg | de.licio.us | Reddit | Newsvine | Yahoo! MyWeb | StumbleUpon | Netscape | Google |

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