High Deductible Health Plans Penalize Women

Get your news from a source that’s not owned and controlled by oligarchs. Sign up for the free Mother Jones Daily.


A recent Harvard study has found that having breasts and a cervix may cost women an arm and a leg when it comes to healthcare.

Women enrolled in high deductible health plans pay up to three times more in medical costs than men. High deductible plans, pushed by Bush as a way to reduce costs, require the insured to pay at least $1,050 and up to $5,000 out-of-pocket before insurance kicks in.

The Harvard researchers found that women’s (age 18-64) healthcare costs were, on average, $1,844, while men’s were $847. The reason for the disparity, the study found, is that women’s yearly routine health costs–pap smears, breast exams, birth control prescriptions–are more than men’s.

“High deductible plans punish women for having breasts and uteruses and having babies,” the study’s lead author, Dr. Steffie Woolhandler, told the Washington Post. “When an employer switches all of his employees into a consumer-driven health plan, it’s the same as giving all the women a $1,000 pay cut.”

According to Hillary Clinton’s recent speech, that’s not something that women can afford: working full-time, year-round, they still only make 77 cents to a man’s dollar.

–Jen Phillips

Take the next step: Help us fight for the truth.

Investigative journalism, like the story you just read, takes time to do. Months of research. Weeks of writing, editing, and fact checking—and putting together the photography, art, video, and audio that tell the stories in a new way, illuminating new perspectives and voices.

We can afford to take that time because we don’t report to an oligarch or corporation with a special agenda. We report to you, and for you. That’s why we unabashedly pursue the truth and relentlessly shine a light into the darkness.

In this month’s Summer Membership Drive, we’ve got to raise $200,000 to support more crucial investigations. This is a pivotal moment in our nation, with democracy on the line, and we can only do this work because readers like you step up. Every donation, of any amount, makes a difference here. We cannot do this work without you.

So, we’re asking: Will you support independent journalism that demands those in power answer for their actions?

Take the next step: Help us fight for the truth.

Investigative journalism, like the story you just read, takes time to do. Months of research. Weeks of writing, editing, and fact checking—and putting together the photography, art, video, and audio that tell the stories in a new way, illuminating new perspectives and voices

We can afford to take that time because we don’t report to an oligarch or corporation with a special agenda. We report to you, and for you. That’s why we unabashedly pursue the truth and relentlessly shine a light into the darkness.

In this month’s Summer Membership Drive, we’ve got to raise $200,000 to support more crucial investigations. This is a pivotal moment in our nation, with democracy on the line, and we can only do this work because readers like you step up. Every donation, of any amount, makes a difference here. We cannot do this work without you.

So, we’re asking: Will you support independent journalism that demands those in power answer for their actions?

We Recommend

Latest

Sign up for our free newsletter

Subscribe to the Mother Jones Daily to have our top stories delivered directly to your inbox.

Get our award-winning magazine

Save big on a full year of investigations, ideas, and insights.

Subscribe

INDEPENDENT. BECAUSE OF YOU.

Mother Jones has no billionaires calling the shots—just readers like you making fearless reporting possible

Donate