High Deductible Health Plans Penalize Women

Facts matter: Sign up for the free Mother Jones Daily newsletter. Support our nonprofit reporting. Subscribe to our print magazine.


A recent Harvard study has found that having breasts and a cervix may cost women an arm and a leg when it comes to healthcare.

Women enrolled in high deductible health plans pay up to three times more in medical costs than men. High deductible plans, pushed by Bush as a way to reduce costs, require the insured to pay at least $1,050 and up to $5,000 out-of-pocket before insurance kicks in.

The Harvard researchers found that women’s (age 18-64) healthcare costs were, on average, $1,844, while men’s were $847. The reason for the disparity, the study found, is that women’s yearly routine health costs–pap smears, breast exams, birth control prescriptions–are more than men’s.

“High deductible plans punish women for having breasts and uteruses and having babies,” the study’s lead author, Dr. Steffie Woolhandler, told the Washington Post. “When an employer switches all of his employees into a consumer-driven health plan, it’s the same as giving all the women a $1,000 pay cut.”

According to Hillary Clinton’s recent speech, that’s not something that women can afford: working full-time, year-round, they still only make 77 cents to a man’s dollar.

–Jen Phillips

THE TRUTH...

is the first thing despots go after. An unwavering commitment to it is probably what draws you to Mother Jones' journalism. And as we're seeing in the US and the world around, authoritarians seek to poison the discourse and the way we relate to each other because they can't stand people coming together around a shared sense of the truth—it's a huge threat to them.

Which is also a pretty great way to describe Mother Jones' mission: People coming together around the truth to hold power accountable.

And right now, we need to raise about $400,000 from our online readers over the next two months to hit our annual goal and make good on that mission. Read more about the information war we find ourselves in and how people-powered, independent reporting can and must rise to the challenge—and please support our team's truth-telling journalism with a donation if you can right now.

payment methods

THE TRUTH...

is the first thing despots go after. An unwavering commitment to it is probably what draws you to Mother Jones' journalism. And as we're seeing in the US and the world around, authoritarians seek to poison the discourse and the way we relate to each other because they can't stand people coming together around a shared sense of the truth—it's a huge threat to them.

Which is also a pretty great way to describe Mother Jones' mission: People coming together around the truth to hold power accountable.

And right now, we need to raise about $400,000 from our online readers over the next two months to hit our annual goal and make good on that mission. Read more about the information war we find ourselves in and how people-powered, independent reporting can and must rise to the challenge—and please support our team's truth-telling journalism with a donation if you can right now.

payment methods

We Recommend

Latest

Sign up for our free newsletter

Subscribe to the Mother Jones Daily to have our top stories delivered directly to your inbox.

Get our award-winning magazine

Save big on a full year of investigations, ideas, and insights.

Subscribe

Support our journalism

Help Mother Jones' reporters dig deep with a tax-deductible donation.

Donate